Market at a
Higher Level
Data-driven, AI-enabled decision making that lets community banks manage customer relationships and enhance the consumer experience
About our
Platform
Our Customer Data Platform (CDP) is an advanced digital platform designed to enhance the financial efficiency and productivity of local banks. By leveraging real-time data processing, machine learning, and AI-driven insights, we empower community banks to create additional value for both themselves and their customers. Acting as a unified central hub, our platform streamlines customer data, optimizes communication, and drives growth by improving customer retention and creating new opportunities for value generation.
Improve Retention
Accelerate Marketing
Our
Goal
Help community and regional banks, credit unions and smaller financial institutions improve their technological lag and speed up their digital transformation. Allowing them to punch above their weight when it comes to upselling, cross-selling, and customer retention by utilizing and monetizing the tons of data they have that’s going unutilized.
Our
Goal
Help community and regional banks, credit unions and smaller financial institutions improve their technological lag and speed up their digital transformation. Allowing them to punch above their weight when it comes to upselling, cross-selling, and customer retention by utilizing and monetizing the tons of data they have that’s going unutilized.
Ui/Ux
Design
User experience through intuitive and user-centered design solutions.
User Research
Usability Testing
Wireframing
UI/UX Audits
Use
Cases
Real-world applications are nearly limitless based on your needs and customer data, here’s a few examples.
Declining mortgage activity
Identify
Analyze & Prepare
Generate offers with 3 different value propositions (the best interest, free insurance or fast approval).
Marketing decides to test all marketing channels (push, sms, robocall and digital marketing) to weed out ineffective campaigns after 2 weeks.
Act
Low transaction volume from new card customers
Identify
Analyze & Prepare
Act
Increase in customer churn
Identify
Analyze & Prepare
Act
Massive data, easy visualization
Our easy to navigate interactive dashboard consolidates your customer data into usable metrics to jump-start campaigns, identify trends, see performance metrics, monitor progress and make real-time decisions.
A focus on community banks sets us apart
Unlike general solutions that overlook the unique needs of community banks, we’re purpose-built to serve them. Our platform is designed for rapid implementation, affordability, and impactful results—making it the ideal choice for community-focused financial institutions that want to stay competitive without breaking the bank.
A focus on community banks sets us apart
Our
Mission
The financial industry is rapidly changing, and community banks need to embrace new technology to stay competitive. With our expertise in AI and digital solutions, TurmaFinTech is the ideal partner for banks looking to adapt and succeed in this fast-paced environment. Our deep understanding of ecosystem business models and the financial industry positions TurmaFinTech as the premier partner for financial institutions aiming to excel in a rapidly evolving landscape.
Our
People
Yerbol Orynbayev
Orynbayev advises leading financial services and technology companies, helping them to embrace new banking technologies to keep up with the ever-evolving financial sector and build their own ecosystems. He held a number of senior positions in private financial, research and technology companies, uniquely blending a 20-year career in banking with experience of implementing fiscal policy at a governmental level.
Prior to his consultancy career, Orynbayev held high-ranking positions in the Government of Kazakhstan, establishing himself as a leading voice on economic, employment, and education issues. He served as the Deputy Prime Minister from 2007-2013, Aide to the President on economic policy from 2013-2015, and also worked as the Governor of the World Bank on behalf of Kazakhstan. Most notably, during his tenure as Deputy Prime Minister of Kazakhstan, he helped to steer the nation out of the Financial Crisis in 2008.
Orynbayev is an expert in banking ecosystems, and believes in the power of AI, big data analytics, and mobile technologies to drive innovation in the banking sector. He regularly writes about economic trends and issues around the world, and is soon to release an article focusing on The Commonwealth of Independent States.
Orynbayev started his career in banking, and was Chairman of First Heartland Securities, which executed the turnaround of Jusan Bank. He has also held a number of Board-level roles at the National Bank of Kazakhstan and Agency for Regulations of Financial Markets.
He holds a degree in Law from Moscow State University, and an MA in International Policy Development from Duke University.
Orynbayev is passionate about improving education for young people, and believes that Western-Style education helps put developing countries on a path to greater prosperity. He spearheaded the launch of the first Western-style research university in Kazakhstan, recognising the powerful role that academic institutions could play in the development of a country.
Bauyrzhan Aubakir
Adam Turmakhan
Adam holds a Master’s in Data Science from Boston University and a Bachelor’s in Accounting and Finance Management from Northeastern University. He also earned a Bachelor’s in Environmental Studies from American University. His diverse academic and professional experiences have equipped him with the skills needed to drive innovation in the financial technology space.
Passionate about business development and continuous learning, Adam plans to pursue an MBA to expand his impact in the industry. His diverse combination of technical expertise and strategic thinking positions him to make a meaningful difference in how banks leverage technology to serve their customers.
Yerbol Orynbayev
Yerbol Orynbayev is an expert in banking business ecosystems, with expertise in harnessing AI, big data, and digital technologies to drive ...
Bauyrzhan Aubakir
Bauyrzhan Aubakir is a highly accomplished data science, artificial intelligence, machine learning and technology leader ...
Adam Turmakhan
Adam Turmakhan is a dynamic professional with a diverse background in data science, finance, and business, uniquely positioning ...
Our
News
Industry insights, relationship marketing trends, platform updates, and more.
US banks must double their investment in credit risk management processes – leading financial consultant
With rates now cut and the costs of borrowing reduced, US banks prepare for an influx of new borrowers, argues leading financial consultant Yerbol Orynbayev.
Martin Gruenberg’s FDIC successor should not veto bank-fintech partnerships
Yerbol Orynbayev, financial services consultant and former deputy prime minister of Kazakhstan, believes that depriving fintechs of partnerships could move the US banking sector closer to a monopoly.
Wave of consolidation could save smaller US banks
After a dip in US banking M&A activity in 2023, next year may see a wave of consolidation as smaller banks seek new competitive advantages.
Small is Beautiful in Banking: Little US Institutions Form a Financial Backbone
Yerbol Orynbayev, former Deputy Prime Minister of Kazakhstan and World Bank governor, reports for CFI.co on the American banking sector.
Contact
Us
Like a personalized demo? Have questions about the platform? Ready to discuss pricing? Send us an email and we will respond promptly.